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Most new customers have a few questions about the Boost Finance process, so we've gathered the most common ones here for your convenience. For additional information, please see our list of Frequently Used Terms.

It's a loan that can provide you with needed extra cash before your next pay date! The number of payments as well as payment amount is pre-set when the loan is obtained, and the amount of the loan will vary by what you qualify for.

Yes, it's easy to qualify! To apply for a loan, you only need:

  • To be 18 years of age or older
  • To be a U.S. citizen or permanent resident
  • To be a resident of the applicable state
  • Verifiable, regular source of income
  • To have a valid checking account in your name
  • To have a valid phone number
  • To have an active email address

The amount you are approved for by the lender will be determined from the information submitted on your application.

After your installment loan is approved by the lender, the money from the lender is electronically deposited into your checking account and available the next business day.

Yes! Boost Finance does not utilize traditional credit bureaus. However, you acknowledge that by completing and submitting the website application for credit services that you authorize us to verify information through national databases including, but not limited to, Clarity, DataX and/or FactorTrust, and we may pull your credit to determine your eligibility and ability to repay.

As little as three minutes to fill in the application and just a short phone call to verify application information. The process can be completed, in most instances, within five minutes.

Typically, everything can be done via email, text message, or telephone. On occasion, additional information to verify banking and employment status may be needed.

Of course! Even with another loan outstanding you may still qualify for an installment loan.

Your privacy is protected by state-of-the-art security technology. Every piece of information is securely encrypted to ensure your complete privacy and security. You can find more details by reading through our Privacy Policy.

After your loan application is approved by the lender, we will send you an email with a unique username and password for you to access your account.

Boost Finance will contact you and/or you will receive an email notification to complete the application process. If your application is denied, you will receive a notification.

On your payment schedule, which should be reflected on your contract after the application process, the first payment will generally be due on your next pay date. Your payment schedule will continue every pay date until the loan is paid in full. For a sample of the payment fees and schedule, please click on your product.

Note: You always have the option to pay your loan off in full with no pre-payment penalty. In fact, Boost Finance encourages the accelerated reduction of loan principal to reduce the total of payments made by the customer, thereby reducing the overall cost of credit.

You won't have to pay anything until your first payment due date. Your first loan payment will be due on your next pay date that falls at least five days away. If your next pay date is fewer than five days away, your due date will be the following pay date. Your full repayment schedule for your loan will be disclosed in your loan agreement.

If the due date of a specific payment in your loan cycle falls on a weekend or holiday, your due date will automatically be adjusted to either the business day before or after the conflicting date, according to the terms of your loan agreement. At any time you may contact us to:

  • Pay your loan in full early by paying the principal loan amount plus any fees or interest due.
  • You may make any scheduled payment on or before the due dates of those payments by ACH direct debit, debit card or by cashier's check or money order directed to us at: Boost Finance, 5904 Summerfield Drive, Texarkana, Texas 75503, or other forms of payment acceptable to us.

We transact all of our credit services on our secure SSL server, utilizing the industry's highest standards. Please review our Privacy Policy for more information.