An installment loan in Louisiana can range in size from $200.00 to $2,400.00 and is repaid in multiple installments up to one year. Funds can be received as soon as the next business day, and pre-payment is available at any time with no penalty.

To be approved, you only need:

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How it Works:

  1. Apply Online.
  2. Receive an approval.
  3. Receive funds typically the next business day.
  4. Repay over your scheduled loan term.

Your application is received and instantly sent to a Boost Finance loan specialist for approval. Most applicants will be contacted within five (5) minutes after submitting their application. If you have already submitted your loan application and would like quicker service, you may contact a Customer Service Representative by phone at 855.217.3811 and they will be happy to serve you. Please note that all customers will need to speak to a Customer Service Representative during the application process to complete verification; this call must be completed prior to final loan approval. In certain instances, we may require that you supply additional information – such as a copy of your pay stub.

The finance fee charged for your loan will be clearly disclosed to you in terms of the dollar amount of interest and the APR according to the principles of Federal Truth in Lending law and regulations. For details on the specific rates/fees of your loan, please see your loan agreement, but we have provided examples below. Late fees and non-sufficient funds/returned item fees might apply as described in your loan agreement.

Please Note: You always have the option to pay the loan off in full with no pre-payment penalty. In fact, Boost Finance encourages the accelerated reduction of loan principal to reduce the total number of payments made by the customer, thereby reducing the overall cost of credit.

Installment Loan Example:

Standard $500 Bi-Weekly Loan with an effective date of August 26, 2020.
FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENT
ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS
The cost of your credit as a yearly rate. The dollar amount the credit will cost The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
779.85% $1,116.91 $500.00 $1,616.91

Your Payment Schedule:
Number of Payments Amount of Payments When Payments are Due
1 $161.71 09/09/2020
2 $161.71 09/23/2020
3 $161.71 10/07/2020
4 $161.71 10/21/2020
5 $161.71 11/04/2020
6 $161.71 11/18/2020
7 $161.71 12/02/2020
8 $161.71 12/16/2020
9 $161.71 12/30/2020
10 $161.52 01/13/2021

In the example above, the Lender is owed the principal sum of $500.00 plus interest at a rate of 782.00% per year ("Contract Rate"). Interest will accrue daily on the unpaid principal balance of this Loan, beginning on the Effective Date.

Standard $300 Monthly Loan with an effective date of August 26, 2020.
FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENT
ANNUAL PERCENTAGE RATE FINANCE CHARGE AMOUNT FINANCED TOTAL OF PAYMENTS
The cost of your credit as a yearly rate. The dollar amount the credit will cost The amount of credit provided to you or on your behalf. The amount you will have paid after you have made all payments as scheduled.
775.83% $738.00 $300.00 $1,038.00

Your Payment Schedule:
Number of Payments Amount of Payments When Payments are Due
1 $207.61 09/24/2020
2 $207.61 10/23/2020
3 $207.61 11/24/2020
4 $207.61 12/24/2020
5 $207.56 01/22/2021

In the example above, the Lender is owed the principal sum of $300.00 plus interest at a rate of 782.00% per year ("Contract Rate"). Interest will accrue daily on the unpaid principal balance of this Loan, beginning on the Effective Date.