Texas Credit Access Business (CAB) Installment Loans

In Texas, Boost Finance will attempt to arrange a loan for you from a third-party lender. If you qualify, Boost Finance will set up the loan with you and the third-party lender that provides the funding.

An installment loan in Texas can range in size from $200.00 to $1,200.00 and is repaid in multiple installments up to six months. Funds can be received as soon as the next business day, and pre-payment is available at any time with no penalty.

To apply, you only need:

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How it works:

  1. Apply Online.
  2. Receive an Approval.
  3. Receive funds typically the next business day.
  4. Repay over your scheduled loan term.

Your application is received and instantly sent through an approval process. Most applicants will be contacted within five (5) minutes after submitting their application. If you have already submitted your loan application and would like quicker service, you may contact a Customer Service Representative by phone at 855.210.8660 and they will be happy to serve you. Please note that all customers will need to speak to a Customer Service Representative during the application process to complete verification; this call must be completed prior to final loan approval. In certain instances, we may require that you supply additional information – such as a copy of your pay stub.

For a Texas CAB Installment Loan, the principal amount includes the amount you financed and the CAB fee, and you’ll be charged interest by the third-party lender up to 10.00% APR on the full principal amount. The amounts charged for your loan will be clearly disclosed to you in terms of the dollar amount according to the principles of Federal Truth in Lending law and regulations. For details on the specific rates/fees of your loan, please see your loan agreement, but we have provided examples below.

Please Note: You always have the option to pay the loan off in full with no pre-payment penalty. The accelerated reduction of loan principal reduces the total number of payments made by the customer, thereby reducing the overall cost of credit.

Installment Loan Examples:

Click here to find schedule of all fees for three common loan amounts. Other possible fees include $30.00 for any non-sufficient funds transactions and if a late payment remains due over ten (10) days from the due date, a late fee will be charged the greater of 5% of the late payment or $7.50.

Consumer Disclosure Forms:

These links contain disclosures required by the state of Texas for all residents applying for a CAB Installment Loan. These disclosures show the total costs associated with CAB Installment Loans for different amounts and terms:

Consumer Credit Notice:

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: [email protected].

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Governing Law:

Boost Finance is a Credit Access Business (CAB) and registered as a Credit Services Organization (CSO) in Texas and subject to the state’s applicable laws.

View our Texas license here.

Questions or complaints should be directed to the state's regulatory agency.

If you have any questions, please contact us.